In 2019，under the guidance of the overall development strategy of “maintaining stability”，although the sub-sectors within the finance industry in the special economic zones showed inconsistent development paces，the finance industry demonstrated the overall development trends that the scales continued to expand，the quality was increasingly improved，the transformation was progressing in an orderly manner，the reform and opening up measures were steadily carried out and the hidden risks were continuously eliminated. In 2020，the finance industry of the special economic zones，even with some new opportunities brought up by the favorable factors such as science and technology，transformation，opening up and upgrading，face some predictable new challenges with the sudden outbreak of COVID-19，namely，the countercurrent of global trade protectionism will become more turbulent；the survival and financing difficulties faced by enterprises，especially small and medium-sized enterprises will be more prominent；the real economic growth will have the risk of a cliff-like decline. In 2020，to cope with such sudden new changes，it’s suggested that the three development strategies of “protecting the foundation”，“stabilizing the position” and “seeking development” that are interconnected and mutually reinforced shall be adopted for the development of the finance industry in the special economic zones.