2020年,信托行业信用风险持续上升,金融领域的风险隐患基本充分显现。2020年,信托行业风险项目数量及规模维持增长态势,但涨幅有所趋缓。信托行业整体不良资产率大幅提升,远高于同期金融机构的不良资产率。信托公司存量风险处置压力较大,资产风险状况仍较为严峻,行业转型发展面临机遇和挑战。信托公司应不断提高对行业及公司风险形式的认知水平,严格防范新增风险,重点开展存量风险处置化解工作,进一步推进信托业务结构转型,持续加强全面风险管理体系建设。本报告主要分析2020年信托行业的风险管理状况、不良资产分布情况、诉讼以及风险事件案例、处置化解重点工作以及创新业务风险管理情况,进一步增强信托公司风险防范意识,全面提升风险管理水平,完成稳增长与防风险、调结构与促转型的多重任务。
<<In 2020,the credit risk of the trust industry continued to rise,and the potential risks in the financial sector are basically fully revealed. The number and scale of risk projects in the trust industry in 2020 continue to rise,with a smoother growth curve. The overall non-performing assets and non-performing rate of the trust industry increased significantly,far higher than the level of non-performing financial institutions in the same period. The pressure of stock risk disposal of trust companies is significant,and the asset risk situation remains severe as past years.
This article summarizes the current situation of risk management,non-performing assets distribution,lawsuits and cases of risk incidents and disposal in the trust industry in 2020,to increase the awareness of risk prevention and comprehensive risk management capabilities,in order to achieve stable growth and risk prevention,structure adjustment and innovative business transformation.
<<Keywords: | Non-performing AssetsLawsuitsRisk Management StatusCases of Risk IncidentsDisposal in the Trust Industry |