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谢伏瞻
    中国社会科学院学部委员,学部主席团主席,研究员,博士生导师。历任中国社会科学院院长、党组书记,国务院发展中心副主... 详情>>
蔡 昉
    中国社会科学院国家高端智库首席专家,学部委员,学部主席团秘书长,研究员,博士生导师。先后毕业于中国人民大学、中国... 详情>>
李培林
    男,汉族,出生于1955年5月,山东济南人,博士,研究员,全国人民代表大会社会建设委员会副主任委员,中国社会科学... 详情>>

    20世纪70年代~2009年从美国独立财富管理业务看中国独立家族办公...

    摘要

    过去十年,我国高净值人群数量及其资产规模急剧攀升,国内财富管理市场快速发展,高净值人群“财富传承”需求日益凸显,这为家族办公室业务的发展提供了巨大的发展空间。目前,国内的家族办公室达到2000~3000家,俨然成为国内家族财富传承最重要的平台。我国独立家族办公室发展仍处于初期阶段,存在法律法规尚未完善、国内客户尚难接受支付咨询费或服务费的模式、复合型金融理财专业人才匮乏等制约因素。为抓住中国独立家族办公室发展的历史机遇,政府应借鉴美国独立财富管理业务等先进国际经验,出台针对家族办公室的法律法规,规范鼓励独立家族办公室的发展;独立家族办公室应主动携手综合金融机构探索产品服务的协作双赢模式,构建开放的财富管理生态系统;同时,加强数字化建设,重视科技赋能中国独立家族办公室更是势在必行。

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    Abstract

    In the past 10 years,the amount of HNWIs in China as well as their property scale soared rapidly,bringing obviously increasing demand in wealth inheritance of HNWIs and stimulating the development of China’s wealth management market,giving promising prospect to the development of family offices as well. Up to now,there are 2000-3000 family offices in China approximately,they are growing to be the most important platform for domestic familial wealth inheritance. Development of China’s independent family offices is still at initial phase,prohibited by incomplete laws and regulations,clients’ unacceptance of paying consulting or service fees,lack of well-rounded financing talents,etc. To seize the opportunity of the development of independent family offices in China,the government should take references from advanced international cases such as independent wealth management businesses in the United States,introduce laws and regulations specifically for family offices,standardize and encourage the development of independent family offices. Independent family offices should adopt a proactive approach in seeking cooperation of integrative financial institutions in exploring win-win cooperation mode of services. At the same time,enhancing digital construction and focusing on technological empowerment are imperative for China’s independent family offices.

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    作者简介
    康朝锋:康朝锋,泓湖百世全球家族办公室董事长,中国量化投资俱乐部理事,厦门大学金融工程博士,金融MBA特聘导师。
    舒适之:舒适之,泓湖百世全球家族办公室法税咨询部总经理,资深财富管理专家,平安信托保险金信托主要创始人之一,曾任平安保险代理有限公司副总经理。
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