This article analyzes the characteristics of Beijing’s financial operations in 2020. The analysis finds that financial macro-control and credit policy orientation evaluation results are well，and the growth rate of deposits and loans has been generally stable. Beside，RMB deposits and RMB loans have maintained a relatively high growth rate. The growth rate of foreign currency loans has rebounded，financial support for key areas and weak links has increased，the scale of direct financing has continued to increase，loan interest rates have dropped significantly，and corporate financing costs have continued to decrease. It is necessary to pay attention to the possible lag of financial risks caused by the epidemic，the rising pressure of non-performing loans in the later stage，and the risks of some small and medium-sized financial institutions may further deteriorate；the degree of mercerization of the basic capabilities of green finance needs to be improved. There is still issue to be optimized such that financing market system matches the characteristics the life cycle of innovation and technology enterprises. It is expected that in 2021，Beijing’s financial industry will use the new development concept to better play its role in supporting normalized epidemic prevention and control and high-quality economic development. The scale of monetary credit and social financing will maintain reasonable growth，the liquidity will be reasonable and abundant，and the financing structure will be further improved. Optimized，and the overall financing cost of the enterprise has been steadily decreasing.