In recent years，with the increasing number and scale of professional lenders in private lending brought to the two levels of courts in Jincheng，the negative effect of professional lending has amplified，which caused a negative impact on local economic development and business environment construction. To promote professional lenders develop healthily and orderly，suppress and eliminate its chronic diseases，courts in Jincheng City explore ways to improve the value guidance of civil and commercial trial and play a great role in education and warning，which have carried out innovation and reform in the trial practice of professional lenders.