营业货车保费大约占整个车险保费的15%,是车险市场非常重要的分类。为发挥中国银保信车险平台数据共享价值,提升车险行业营业货车的管理水平,本报告从不同维度分析营业货车保险的情况。在承保方面,分别从险种、地区、公司、业务渠道等维度分析;在理赔方面,分析了交强险和商业险的案均赔款情况;在投保率和折扣率方面,以图表形式展示了地区之间的差异情况,以此帮助行业了解营业货车市场的承保理赔情况。
<<Business truck premium accounts for about 15% of the total vehicle insurance premium,which is a very important vehicle classification in the vehicle insurance market. In order to give full play to the data sharing value of CBIT’s Auto Insurance Platform and improve the management level of business trucks in the auto insurance industry,this report analyzes the situation of business trucks from different dimensions;in terms of underwriting,it analyzes from the perspective of insurance,region,company,channel,etc.;In the case of the insurance coverage rate and the discount rate,the difference between the regions was displayed in the form of maps to help the industry understand the underwriting claims of the business truck market.
<<Keywords: | ClaimBusiness TruckUnderwriting |