中国银保信业务三部依托全国车险平台的生产数据,分别从车险、交强险和商业险以及家庭自用车入手,针对全国36个地区的保险公司数量、保费规模、保费集中度、车均保费、车均保额、投保率、平均折扣系数7个承保指标,以及结案率、案均已结赔款、出险频度、满期赔付率4个理赔指标,分析和编制了35张全国车险风险地图,本报告是2019年商业车险风险地图的简要摘编。
<<Based on the production data of the national automobile insurance platform,starting from vehicle insurance,traffic compulsory insurance,commercial insurance and family owned cars,this paper focuses on seven underwriting indicators,namely,the number of insurance companies,the scale of premium,the concentration of premium,the average premium,the Average Insured amount,the insurance rate,the average discount coefficient,as well as the case closure rate,the amount of claims settled,the frequency of occurrence,and the full payment of compensation. This report is a brief excerpt of 2019 commercial vehicle insurance risk map.
<<