The 2020’s government work report pointed out that “focus on supporting the construction of ‘two new and one heavy’ which not only promotes consumption and benefits people’s livelihood，but also adjusts the structure and enhances the stamina”. “New infrastructure” is based on high-tech，mainly involving information technology and new energy fields，focusing on seven major fields，such as 5G base station construction，new energy vehicle charging pile and big data center. Among them，big data is the direction of national key construction in the future and the foundation of information digitization. From national government affairs to major industries，the future development of emerging industries will rely heavily on data resources. Strengthening the in-depth application of big data in automobile，insurance and other industries，and promoting the integration and innovation of cross industry big data is a strong power to promote the realization of data value，digital industrialization and industrial digitization. Based on the relevant policies of big data industry，this report focuses on the automobile and insurance industry. On the one hand，it combs the development status of big data，automobile big data and insurance big data in China. On the other hand，combined with the development experience of big data at home and abroad，this paper forecasts the future development direction of China’s automobile and insurance big data industry and puts forward development suggestions.