The modern world has been actively rolling out autonomous vehicle road test programs over the past few years. Law and insurance are regarded as contributing factors to the realization and application of autonomous driving technology，They protect road traffic safety by balancing collective interests and individual needs and providing clear responsibilities and risk allocation plans，and make autonomous vehicles closer to our roads. While the automobile industry is undergoing technological changes，insurance companies are also striving to innovate their products，they focus on researching data related to autonomous vehicles and try to establish internationally unified standard data，in order to quickly obtain information after an autonomous vehicle accident，determine responsibilities，assist in emergency services，handle insurance claims，and feed back the cause of the accident to help all parties in theautonomous vehicle industry chain improve product quality，to promote the development of the domestic autonomous vehicle market.