Digital inclusive financial innovation is of great significance to advance the high-quality development of Henan’s economy. Digital inclusive finance optimizes the allocation of financial resources and improves the coverage and accessibility of financial services. Digital inclusive financial innovation supports the upgrading of industrial structure，makes financing to micro，small and medium-sized enterprises easier and more affordable，thus stimulating the innovation. Digital inclusive financial innovation also serves the agriculture，rural areas and farmers to boost the strategy of rural revitalization and encourage spending of households and provides good financial resources for the high-quality development of Henan’s economy. The policy recommendations of Henan digital inclusive financial innovation are as follows. Henan should improve the ecosystem of digital inclusive finance，balance innovation and risk and increase transparency of digital financial inclusion products and services. Furthermore，Henan also should ensure network security，data security and personal privacy protection，improving financial technology infrastructure and monitoring the progress of innovation in digital financial inclusion.