在“资管新规”和《信托公司资金信托管理暂行办法(征求意见稿)》出台的大背景下,信托公司对于现金管理业务从选择性布局变成了战略性布局。本章主要介绍了当前市场现金管理产品的概况及信托公司现金管理产品的发展历程,重点剖析了信托公司现金管理产品所面临的信用风险、流动性风险及其分析框架和管理要求,最后结合信托公司发展现金管理的业务的优劣势分析,阐述了现金管理产品业务体系搭建的基本条件。
<<Under the guidance of new regulations on asset management,cash management business has become a strategic choice for trust companies. This paper mainly introduces the present market situation of cash management products and how trust companies involve in the market. Focusing on the analyses of credit risk,liquidity risk,and combining with the advantages and disadvantages of the trust industry,this paper introduces a framework for a trust company to establish its business system for the cash management business.
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