2019年信托行业信用风险持续上升,金融领域风险隐患加速显现,中国信托业协会统计数据显示,2019年信托行业风险项目数量达1,547个,规模约为0。577万亿元,占信托资产规模21。60万亿元的2。67%。信托行业整体不良资产及不良率大幅增加,远高于同期金融机构不良率水平。信托公司存量风险处置压力较大,资产风险状况较历年来尤其严峻。信托行业应牢固树立合规经营意识,提高对行业及公司风险形势的认知,高度重视金融风险防控,积极完成监管巡视、定期排查及专项自查,切实摸清风险现状及风险底线,增强存量风险处置能力,进一步推进信托业务结构转型,完善全面风险合规管理体系,坚决守住不发生系统性风险的底线。
本文主要分析2019年信托行业的风险管理现状、不良资产分布、诉讼以及风险事件案例和处置化解重点工作,进一步加强信托公司风险防范意识和风险管理理念,实现稳增长与防风险的双重任务。
<<In 2019,the credit risk of the trust industry continued to rise,and the potential risks in the financial sector accelerated. According to the statistics of China Trust Association,the number of risk projects in the trust industry in 2019 reached1547,with a scale of about 0.577 trillion Yuan,accounting for 2.67% of the 21.60 trillion Yuan trust assets. The overall non-performing assets and non-performing rate of the trust industry increased significantly,far higher than the level of non-performing financial institutions in the same period. The pressure of stock risk disposal of trust companies is significant,and the asset risk situation is especially severe compared with the past years.
This article summarizes the current situation of risk management,non-performing assets distribution、lawsuits and cases of risk incidents and disposal in the trust industry in 2019,to increase the awareness of risk prevention and risk management concept,and realize the dual tasks of stable growth and risk prevention.
<<Keywords: | Non-performing AssetsLawsuitsRisk Management StatusCases of Risk IncidentsDisposal in the Trust Industry |