China’s economic operation has remained within a reasonable range，the economic structure has been continuously optimized，and travel insurance has progressed steadily in 2019. At the same time，the integration of cultural tourism and the global tourism strategy has promoted the development of tourism insurance. On the whole，China’s travel insurance industry is advancing steadily with a good momentum of development in 2019. Based on the summary of the development status and characteristics of the three types of tourism insurance themes for the government，enterprises and tourists in 2019，This paper analyzes the main influencing factors of Chinese travel insurance development in 2019，And in the basis predicts the development trend of Chinese travel insurance in 2019：travel insurance products continue to innovate，international travel insurance cooperation continue to promote steadily under tourism diplomacy，and digital technology promote the transformation and upgrading of travel insurance，tourists’ insurance awareness is expected to increase further after the outbreak. Finally，five suggestions and countermeasures about the development of travel insurance are put forward.