金融机构反洗钱是一个“从端到端”的整体风险控制,涉及各职能部门和业务全流程。健全的公司治理,是有效管理金融机构洗钱风险的前提和保证。如何合理分配合规资源,如何在董事会、高级管理层、反洗钱部门之间形成有效的管理权力制衡,事关洗钱风险管理的有效性。本文对中国人民银行、中国证监会和中国银保监会颁布的一系列洗钱风险管理法规进行了梳理,总结了对金融机构洗钱风险公司治理的监管要求。
<<The anti-money laundering(“AML”)of financial institutions is an “end-to-end” comprehensive risk control process,it involves multiple business stakeholders and the whole operation flow. A healthy corporate governance structure is the pre-condition and solid foundation of building an effective AML control framework in financial institutions. How to reasonably allocate compliance resources,and how to balance AML powers among the board of directors,senior management and AML responsible department are critical to the effective of AML risk management. This article collects and sorts out relevant rules promulgated by People’s Bank of China(PBOC),China Securities Regulatory Commission(CSRC)and China Banking and Insurance Regulatory Commission(CBIRC)and summarizes regulatory requirements on the corporate governance of AML risk management in China financial institutions.
<<