保障维度是积极老龄化、健康老龄化的重要维度,老龄问题的实质从一定意义上来说就是经济金融问题,本报告从城市发展的经济金融维度入手,通过分析城镇基础养老金占人均可支配收入的比例、城市居民家庭消费支出、人均民生预算投入、城市居民最低生活保障金与人均可支配收入比、月人均城镇职工基本养老保险金、城镇单位在岗职工平均工资、城镇居民人均可支配收入、人均城乡居民储蓄存款、商业保险深度、商业保险密度这10个重要指标的数据,从经济金融维度探讨健康老龄化进程中城市发展现状及未来的实践方向。通过对38个城市的横向分析和2015年、2017年、2019年三年数据的纵向对比,深度剖析典型城市的经济金融发展情况,提出积极发展养老金融、着力发展多支柱养老保障等对策建议,以期通过经济金融协调发展,从城市这一中观层面推进健康老龄化的实现。
<<Security dimension is an important dimension of active aging and healthy aging,the essence of aging problem is economic and financial issues in a sense,this report starts with the economic and financial dimension of urban development. By analyzing the proportion of urban basic pension to per capita disposable income,urban household consumption expenditure,per capita people’s livelihood budget input,the ratio of urban residents’minimum living security to per capita disposable income,the monthly per capita basic old-age insurance for urban workers,the average wage of urban workers,the per capita disposable income of urban residents,the per capita savings deposits of urban and rural residents,the depth of commercial insurance and the density of commercial insurance. This paper discusses the current situation and future practice direction of urban development in the process of healthy aging from the economic and financial dimension. Through the horizontal analysis of 38 cities and the vertical comparison of the data in 2015,2017 and 2019,this paper deeply analyzes the economic and financial development of typical cities,puts forward countermeasures and suggestions such as actively developing pension finance and focusing on developing multi-pillar pension security,in order to promote the realization of healthy aging from the urban perspective through the coordinated development of economy and finance.
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