In 2019，Beifang culture and finance have achieved many innovations. In terms of cultural finance，preferential policies continue to assist in the construction of cultural centers，promote the development of cultural and tourism integration，and the digital economy promotes the innovative development of the cultural industry. In terms of cultural finance，the bank’s cultural and financial service system has been continuously upgraded，and the Beijing “Cultural and Cultural Four Boards” has officially started. Initiation and optimization of the cultural and financial “investment and loan award” policy system. However，there are also challenges in the field of finance，such as insufficient efforts to promote the use of the PPP model in the cultural field，the need for a diversified cultural investment and financing pattern dominated by government-led funds，and the severe situation of the cultural capital market at this stage. To this end，measures such as continuing to promote the use of the PPP model in the cultural field，improving the diversified cultural investment and financing structure，and enhancing the professional capabilities of cultural enterprises should be adopted to solve these problems.