2019年以来,中国移动互联网欺诈手段呈现新的态势,覆盖申请、支付、交易、营销活动、渠道等多个环节。行业监管治理取得了一定的成效,但在整体上形势仍比较严峻。通过对2019年重点细分领域的典型欺诈攻防案例的分析,我们能够深入了解移动互联网中的专业欺诈攻防过程。2020年移动互联网反欺诈面临传统反欺诈方法失效、专业人才缺失、新冠肺炎疫情影响等严峻挑战,需要尽快构建以AI驱动的反欺诈风控体系,成立反欺诈联盟,形成全行业联防联控机制。
<<The fraud on the mobile internet in China took on a new trend in 2019 in the terms of applications,payments,transactions,marketing activities,channels etc. Although some achievements have been made through the supervision and governance of the whole industry in 2019,the overall situation was still serious. This report analyzes several typical cases in key subdivisions in 2019,detailing the process of mobile fraud and anti-fraud. In 2020,mobile anti-fraud in China is still facing the challenges such as losing efficiency of traditional anti-fraud measures,lacking of professional talents and impacts of COVID-19. There is an urgent need to build AI-enabled anti-fraud architecture,coalition and a joint defense-control mechanism for the whole industry.
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