In 2018，under the double-edged influences of the intensified trade frictions between China and the United States and the continued search for a bottom in economic growth rate，the scales of the financial industries in the special economic zones continued to expand，but the momentums thereof slowed down markedly；the quality of development improved，but the divergence was significantly intensified；risks were controllable，but the hidden worries had not been completely eliminated；the efforts of “detaching from the virtual economy” were not small，but the progress of “shifting to the real economy” was still slow；many challenges existed in moving forward，but the pace of opening up had not stopped. Looking to 2019，the financial industry of special economic zones will still operate under the circumstance of internal and external tight constraints，it will face favorable industrial opportunities such as economic adjustment，financial reform，improvement of business environment，financial technology innovation，mergers and acquisitions，and increased openness，however，it will also face the challenges of the difficulties in becoming big in scale，improving quality and efficiency，adapting to changes and managing risks. In 2019，in order to achieve good development achievements，the financial industry of special economic zones should do well in terms of “real economy”，“light asset”，“new model”，“stable development”，“comprehensive development” and “cross-cutting”.