本报告回顾了我国近年来政信生态发展的状况,分析了存在的问题,并提出了相应的对策建议。本报告对政信生态发展现状的探究主要从行政效率、金融生态环境和社会信用环境三个方面来进行。在行政效率方面,各省区市行政经费支出占一般公共预算支出的比例较高;在金融生态环境方面,贷款余额及金融机构数量都呈上升趋势;在人力资源方面,金融机构从业人员的学历水平不断提升;在金融市场方面,债券市场、信贷、信托等市场得到较快发展;在社会信用环境方面,东部发达地区的信用水平总体高于中西部地区。上述政信生态发展实践中,也存在诸多问题,如行政效率有待提升、信贷结构不合理、债券市场违约率上升,以及社会信用体系建设区域不平衡等。在此基础上,本报告在提高行政效率、优化信贷结构、化解债券市场风险、培养信用建设人才、平衡区域社会信用发展差距等方面提出了相应的对策建议。
<<This report reviews the current situation of China’s political and ecological development in recent years,analyzes the existing problems,and puts forward corresponding countermeasures and suggestions. The status quo of political and ecological development can be analyzed from the aspects of political and trust policies and regulations,political and trust supervision,administrative efficiency,financial ecological environment and social credit. In terms of administrative efficiency,provincial and municipal administrative expenditures account for a higher proportion of general public budget expenditures;in terms of financial ecological environment,loan balances and financial institutions are on the rise;in terms of human resources,the educational level of financial institutions is constantly improving. In the financial market,the bond market,credit,trust and other markets have developed rapidly;in the social credit environment,the credit level in the developed eastern regions is higher than that in the central and western regions. In the above-mentioned ecological development practice of political letters,many problems have arisen,such as the need for administrative efficiency to be improved,the irrational credit structure,the rising default rate of the bond market,and the imbalance in the construction of the social credit system. On this basis,this report puts forward corresponding countermeasures and suggestions in terms of improving administrative efficiency,optimizing credit structure,defusing bond market risk,cultivating talents in credit construction,and balancing regional social credit development gap.
<<