随着近年来传统产业盈利持续下降,金融风险集中暴露,银企互信受到严重冲击,加之资金面持续偏紧,企业融资难融资贵问题突出,实体经济长期“失血”运行,制造业投资持续低迷,稳增长压力很大。金融和实体经济是一对矛盾共同体,融资难融资贵问题由来已久、根深蒂固,在全国甚至全世界范围内都是顽固性问题,不仅涉及银行和企业两方主体,还牵涉政府部门、担保机构和金融监管等诸多方面,更与金融体制和金融生态的建立健全息息相关。针对金融支持制造业高质量发展的现状及问题,本文坚持问题导向,通过深入的实地调查和研究分析,同时借鉴省内外先进经验,提出符合实际的政策措施建议。
<<In recent years,with the continuous decline of traditional industry profits and the centralized exposure of financial risks,mutual trust between banks and enterprises has been seriously impacted. In addition,the problems of difficult and expensive financing for enterprises are prominent. The investment in manufacturing industry continues to be depressed,and the pressure for stable growth is great. The problem of difficult and expensive financing has a long history and is deeply rooted. It is a stubborn problem all over the country and even the world. It involves not only banks and enterprises,but also government departments,guarantee institutions,financial supervision and many other aspects. It is also closely related to the establishment and improvement of financial system and financial ecology. In view of the current situation and problems of financial support for the high-quality development of manufacturing industry,this paper adheres to the problem orientation,through in-depth field investigation and research analysis,and drawing on the advanced experience of the province and abroad,puts forward practical policy measures and suggestions.
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