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谢伏瞻
    中国社会科学院学部委员,学部主席团主席,研究员,博士生导师。历任中国社会科学院院长、党组书记,国务院发展中心副主... 详情>>
蔡 昉
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李培林
    男,汉族,出生于1955年5月,山东济南人,博士,研究员,全国人民代表大会社会建设委员会副主任委员,中国社会科学... 详情>>

    蚂蚁金服智能监管科技系统

    摘要

    蚂蚁风险大脑是基于蚂蚁金服十余年的风险攻防经验,利用人工智能、大数据、云计算和区块链等领先科技手段,融合各地金融监管实践而建立的智能监管科技系统。具备数字化动态监测、智能化监测预警、穿透式识别隐患和一体化联合处置四大核心能力。能够协助各地监管部门对类金融机构进行多维度的风险排查,实现涉众风险、经营风险、合规风险等全领域动态扫描,通过知识图谱挖掘,发现关联机构间的潜在风险,从根源处识别出疑似金融欺诈团伙,还可以帮助监管部门构建地区及行业整体风险指数,快速识别地区及行业的风险“水位”,掌握宏观金融风险趋势变化。

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    Abstract

    Ant Risk Brain is based on the experience of Ant Financial’s more than ten years of risk attack and defense,using artificial intelligence,big data,cloud computing and blockchain and other leading technology to integrate local financial supervision practices to build up an intelligent regulatory technology system. It has four core capabilities:digital dynamic monitoring,intelligent monitoring and early warning,penetrating identification hidden dangers and integrated joint disposal. It can assist local regulatory authorities to conduct multi-dimensional risk investigations of financial institutions,and realize dynamic scanning of all areas such as stakeholder risk,business risk and compliance risk. Through knowledge map mining,discover potential risks among related institutions,recognize them from the root causes,and identify suspected financial fraud gang. It can also support supervisory institution to construct an overall risk index of the area and industry,quickly identify the “water level” of risks in the area and industry,and grasp the changes in macro financial risk trends.

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    作者简介
    付万琳:
    李明凯:
    王黎强:
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