信贷风控的核心是解决借贷双方信息不对称的问题,“金融风控大数据应用服务平台”旨在通过大数据融合分析处理技术,针对特定风控场景进行定制化建模,形成完整的企业级系统解决方案,降低金融机构的信息不对称风险,提升其在普惠金融和小微金融领域的服务能力。此平台自实施推广以来,取得了良好的经济效益和社会效益,并输出了一批科研成果,包括5项专利和4项软件著作权。
<<The core of credit risk control is to solve the problem of information asymmetry between borrowers and lenders. The financial risk control big data application service platform aims to customize the specific risk control scenarios through big data fusion analysis and processing technology. Develop a customized modeling for specific risk control scenarios to form a complete enterprise-level system solution,reduce the risk of information asymmetry of financial institutions,and enhance its service capabilities in inclusive finance and micro-finance. This platform has achieved good economic and social benefits since its implementation. It also exported a batch of scientific research results,including 5 patents and 4 software copyrights.
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