The core technologies of RegTech mainly include cloud computing，big data，artificial intelligence，blockchain and API. The five technologies are progressive and run through the entire regulatory process. Among them，compliance data standardization helps digital reporting and automated processing of compliance reports；intelligent technology means help to track and analyze regulatory information；dynamic data-oriented real-time monitoring can effectively combat illegal trading behavior；Intelligent compliance analysis reduces compliance costs and simplifies regulatory processes；the digital “regulatory sandbox” helps to test innovative business risk stress.