The State Council issued the “Promote Inclusive Financial Development Plan （2016-2020）”，and lay out that under the conditions of risk control and legal compliance，all regions should carry out pilot projects to promote the development of inclusive finance，promote reform and innovation，and strengthen practice verification. In 2018，the “Shandong Province Modern Financial Industry Development Plan （2018-2022）” issued by the People’s Government of Shandong Province also made the development of inclusive finance and the construction of the national inclusive financial reform and development pilot zones as an important content. In recent years，Zaozhuang City has carried out inclusive financial practice exploration in accordance with the requirements of the State Council and People’s Government of Shandong Province，and has achieved significant results. This report analyzes the necessity and feasibility of establishing the inclusive financial reform pilot zones in Zaozhuang City. By summarizing the experiences of the inclusive financial reform pilot zones in each province，it proposes to begin with the construction of a powerful diversified financial services platform，construction of six systems of inclusive finance，etc.，to carry out the design of the inclusive financial reform pilot zones in Zaozhuang City，and proposes construction measures of the pilot zone such as strengthening organizational leadership，strict assessment and supervision，improve guarantees of talents.