In 2018，the “Central No. 1 Document” proposed：“The focus of inclusive finance should be placed in the countryside.” The “Rural Revitalization Strategic Plan （2018～2022）” also proposed that need to develop rural inclusive finance. The implementation of the rural revitalization strategy is inseparable from the support of inclusive finance，the village bank is an important supplier of inclusive financial services. After more than 10 years of development，China’s village banks have reached 1616，covering 1286 counties across the country，with a county coverage rate of 70%，village banks have become a new force for inclusive finance，contributing to targeted poverty alleviation and build moderately prosperous society. In 2018，Shandong Provincial Government proposed to establish Qilu rural revitalization models，strengthened rural financial services and product innovation，as the banking financial institution close to the “agriculture，rural areas and farmers”，the support role of village banks received much attention. By the end of 2018，the number of village banks in Shandong Province reached 126，ranked first in the country. The Bank of China became the main sponsoring bank with the largest number of sponsors （holdings），and the rural commercial bank became the main force to initiate the village banks. In addition，through the analysis of the operating performance of Qingdao Rural Commercial Bank’s five village banks in the province，it is found that the average asset size is small and the profitability is insufficient，Shandong Province still needs to strengthen the development improvement of village banks in the province.