The housing credit policy is one of the means for local government to regulate and control the real estate market. In 2018，Guiyang Branch of the People’s Bank of China continued to implement differential housing credit policy based on different cities’ condition，carried out the real estate financial policy of “Different City，Different Policy” and focused on supporting the rigid and improving demands of residents for housing. In 2018，the loans for enterprises and individuals in Guizhou Province showed a trend of “one decline and one increase.” The balance of housing purchase loans of enterprises was 1.5 billion yuan，a decrease of 230 million yuan over the previous year，accounting for a small proportion of the balance of housing purchase loans. The proportion of individual housing purchase loan to the balance of housing purchase loan was 99.6%，which was the main component of housing purchase loan. The balance of individual housing loan from financial institutions in the province was 343.93 billion yuan，an increase of 22.7 percent over the same period last year.