The situation，either domestic or international，has changed rapidly in 2018，and tourism insurance companies are facing new challenges. Meanwhile，the supply-side structural reform has promoted the upgrading of consumption structure. Furthermore，the travel insurance market has developed under the all-for-one tourism background. In general，the development of Chinese travel insurance keeps steady and healthy in 2018. This paper analyzes the main influencing factors of Chinese travel insurance development in 2018 by summarizing the development and characteristics of the three types of travel insurance subjects. And it predicts the development trend of Chinese travel insurance in 2019：Travel insurance products keep updating；international cooperation continues to deepen；Technology promotes innovation and reform of travel insurance. Finally，five suggestions and countermeasures about the development of travel insurance are put forward.