Inclusive Finance is of great significance for small and micro enterprises and farmers，which are difficult to obtain financial support because they can not meet the loan conditions of financial institutions. However，the development of Inclusive Finance has long been facing problems such as high cost，high risk and uneconomical scale. Digital technology has developed rapidly in recent years，and it has been partially butted with finance，especially Inclusive finance. It has put forward a new solution to solve the bottleneck of Inclusive Finance and improve the efficiency of Inclusive finance. This paper first analyzes the development and development bottlenecks of Inclusive Finance，points out the advantages of digital technology to promote the development of Inclusive Finance，probes into the problems of digital technology to promote the development of Inclusive Finance，and finally puts forward the countermeasures to promote the development of Inclusive Finance by digital technology.