本文以北京市生猪养殖企业、生猪专业合作社以及规模生猪养殖户等为调研对象,通过设计调研问卷、进行问卷分析,对调研对象参与生猪价格指数保险的情况、保险的实施情况以及保险理赔情况进行了描述性统计。发现生猪价格指数保险产品设计、政策支持等方面存在有效需求不足、系统性风险严重、投保随意性大等问题。最后,有针对性地提出构建新型的生猪价格风险分散机制、科学合理设计生猪目标价格保险产品以及加大政策支持与宣传推广力度等建议。
<<This paper centers on a research targeted at the farming enterprises,specialized farmers cooperative and large-scale producers of live hogs in Beijing. A questionnaire survey was conducted and an analysis was made according to the results,in which descriptive statisticss are adopted to analyze how the subjects are engaged in “live hogs price index insurance”,how the insurance is implemented and how insurance claims are dealt with. The analysis exposes some problems in the live hog price index insurance products designing and supportive policy making,including the lack of effective demand,high systematic risks and casual insuring. Therefore advices are proposed accordingly that a new risk decentralization mechanism should be established,the design of hog prive insurance products should be scientific and appropriate,stonger supportive policies should be introduced and more efforts should be made in promotion.
<<Keywords: | Price Insurance for Agricultural ProductsHog Price IndexInsurance Product DesignThe Pattern of Financial Support for Agriculture |