Payment is relying on the existence of consuming scenarios，which includes “dining，accommodation，transportation，travelling，shopping and entertaining” during the journey. As the “last kilometer” of transaction process，payment experience directly affects tourist experience. Consumers have certain “inertia” and “path dependence” on payment methods. Along with the rapid development of mobile internet，a variety of emerging payment methods is driving the upgrade of tourism consumption，changing the consuming habits and behavioral attributes of tourists. Within this context，all the challenges with the new payment era may bring more new opportunities. Therefore，it should be highly valued by every level from the countries to enterprises to promote payment capability and establish more complete payment system in travelling process，contributing to transformation of local tourism industry and achieving curve overtaking.