Recently，with the rapid development of the intelligent driving automobile market，Tesla，GM，NIO and other automotive manufacturers，Bosch，Delphi and other first-class automotive industry suppliers，Google，Baidu，Uber and other technology companies have entered the market. Intelligent driving，as an important part of national strategic emerging industries，is reshaping the entire automotive industry，but also for insurance companies to face new challenges. Starting from the definition of intelligent driving vehicle，this paper expounds the development status of intelligent driving vehicle at home and abroad，analyzes the development of intelligent driving vehicle based on big data，and puts forward relevant suggestions for the development of intelligent driving vehicle insurance.