The “13th Five-Year Plan” outlines that the implementation of the national big data strategy，the use of big data as a basic strategic resource，the full implementation of the promotion of big data development initiatives，accelerate the promotion of data resources sharing and development and application，and help the industrial transformation and upgrading.Driven by the rapid development of big data，the trend of electric，intelligent，networking and sharing in the automobile industry is becoming increasingly obvious. The trend of accurate and scientific underwriting and intelligent and convenient claims settlement in the automobile insurance industry is accelerating day by day.Based on the analysis of the development status of big data，automobile big data and insurance big data in China，this paper objectively analyzes the existing problems in the development of big data，and puts forward the future development direction of China's automobile and insurance big data.