小额贷款项目作为再就业工程的新思路,在一定程度上缓解了城市贫困居民的再就业难题,但传统观点认为在该政策不具备大规模实施的现实条件下,面对我国城市庞大的贫困群体,这种扶贫项目显得杯水车薪,故对推广此项目颇有微词。然而本研究却显示,通过执行下岗失业人员小额贷款项目可产生附带福利效应,它具有一人创业带动规模就业和在岗培训实现人力资本增长规模化的优势,这些福利效应并非自动形成,而是归功于政府有效的管理过程。因此,我们认为在建构中国特色的反贫困理论时应树立创业带动规模就业的理念,通过有效的政府管理促进规模就业,从而丰富社会建设的理论与实践。
<<Small loan project,as a new thinking for reemployment engineering,have alleviated the reemployment problem for the poor citizens in cities to some extent. But in the traditional opinion,under the realistic condition that this policy cannot be implemented in a large scale,this poverty alleviation ability is utterly inadequate to the huge poor population in cities and the promotion of this project is complained. This research,however,shows that the implementation of the small loan project for the laid-off and unemployed personnel can bring about an attached welfare effect. It has the advantage that entrepreneurship of just one person can create scale employment and on-job training can realize the increase of human capital in a large scale. These welfare effects are not formed automatically but attributed to the process of the effective government management. Hence,we think that we should,when forming an anti-poverty theory with Chinese characteristics,set up the concept that entrepreneurship can bring about scale employment and promote scale employment through an effective government management to enrich the theory and practice of social construction.
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