Domestic scholars started late on the research of the inclusive financial index system，and most foreign scholars used the foreign evaluation index system when they studied inclusive financial index system. We draw lessons from the inclusive financial index system built by Jiao Jinpu，combine with the actual situation of Shandong Province and the availability of data，and build the inclusive financial evaluation system of Shandong Province with 3 primary indexes，12 secondary indexes，including availability，usage and service quality. The evaluation system reflects problems such as insufficient development of insurance industry in Shandong，nonstandard development of internet finance，and improvement of commercial banks' ability to provide universal financial services. In view of the problems reflected in the evaluation system，this report puts forward countermeasures and suggestions.