《山东省地方金融条例》的出台,为全省建立省、市、县(市、区)三级地方金融监管体系提供了法律依据。2017年,山东初步建立了地方普惠金融监管体系,三级地方金融监管体系覆盖全省,金融监管和风险防范走在全国前列并形成特色,为其他省市提供可借鉴的经验。根据国家普惠金融发展规划要求,山东近年来出台多项关于普惠金融的法律法规和实施意见,推动普惠金融规范发展。2017年山东推动《山东省地方金融条例》贯彻实施,省金融办公室转变职责并完善了地方金融组织监管细则和考核奖励办法,对第三方支付机构、村镇银行、小额贷款公司、P2P网贷平台、融资担保机构等新型金融组织的监管取得显著效果。
<<The promulgation of Shandong Provincial Local Financial Regulations provides a legal basis for the establishment of provincial, municipal, County (city, district) three-level local financial supervision system. In 2017, Shandong gradually established a local inclusive financial supervision system. The three-level local financial supervision system covers the whole province. Financial supervision and risk prevention are in the forefront of the whole country and form characteristics, providing reference for other provinces and cities. According to the requirements of the national inclusive financial development plan, Shandong has issued a number of laws, regulations and Implementation Opinions on Inclusive Finance in recent years to promote the development of inclusive financial norms. In 2017, Shandong pushed forward the implementation of Shandong Provincial Financial Regulations. The Provincial Financial Office changed its responsibilities and improved the supervision rules and examination and reward methods of local financial organizations. It also supervised and obtained new financial organizations such as third-party payment institutions, village banks, small loan companies, P2P network lending platform, financing guarantee institutions and so on. The effect is remarkable.
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