2017 is known as the normative year of the P2P network lending industry. Under the background of guard against financial risks and strict financial supervision，the P2P industry is gradually standardized and the number of platforms has decreased. Four new P2P network lending platforms were added in whole province within the year. By the end of 2017，there were 75 normal operating platforms in the province，a significant decrease from 2016. From shandong P2P lending platform development present situation，although the new platform of the registered capital scale with high concentration and yields down，but the traditional finance development lag，the poor Internet infrastructure，，deterioration of financial ecology，lack of normative problems，affecting the shandong P2P lending platform overall operation there is still a gap compared with developed areas. In view of the problems existing in the development of the network lending industry in shandong province，it can be improved by building a inclusive financial system，building a financial technological system and improving financial regulation.，reducing business risk and enriching business model. Under the premise of compliance，assist the platform to register actively and promote the standardized development of the industry. The healthy development of the Internet lending industry will enhance the feasibility of Inclusive Finance and help transform the old and new kinetic energy.