After 11 years of development，village banks have become an effective part of China's inclusive finance. By the end of 2017，the number of rural banks in China reached 1562，which played an important role in providing financial services for the “three rural”and small and medium-sized enterprises. After three stages of development in Shandong，the number of village banks ranks first in the country，which has played an important role in promoting the revitalization of Shandong countryside. In 2017，the village banks in Shandong formed the following characteristics： the number of village banks reached 126，ranking first in the country； the Bank of China became the sponsor bank in Shandong to set up a large number of village banks； from the nature of the main sponsor bank，the Agricultural and Commercial Bank of China became the main force to set up village banks； the number of bank network in Dongying LaiShang Village reached 34. It ranks first in the village bank in the province； Qilu bank has accepted 15 village banks. Under the background of strict banking supervision in 2017，village banks have been affected. There are some problems in the development of Shandong village banks，such as the gap is widening and the information disclosure is insufficient. This report puts forward the development suggestions from four aspects： insisting on “small support for agriculture”，standardizing and promoting the merger and integration of village banks，improving the innovation ability，and improving the policy.