The efficiency and experience of traditional finance has been relatively backward，especially in the field of inclusive finance，meanwhile the popularity and development of financial technology has been changing the financial services. X Financial's innovation application of big data has improved the financial services in terms of risk control，security，service efficiency and experience，and solved the pain points of inclusive financial development.Pursuing the value creation and the ultimate experience，X Financial has built a perfect Financial services ecology including Xiaoying P2P，Xiaoying Card Loan，Xiaoying Wealth Management and Xiaoying Puhui based on Internet technology and data.Referring to big data application，X Financial has created WinSAFE Risk Management System and WinAGILE Product Development System.Relying on its powerful data support and intelligent technology，X Financial ensures wind control security and customers' experience，and solves the diversity needs of financial information services from millions of customers.Relying on its powerful data modeling capabilities，X Financial can apply big data risk control to all stages of the credit cycle.Therefore，X Financial provides the customers with multiple security guarantees with a focus on the core values of customer first.